 Interest Rates |
The following will be the rates of interest of this Bank with effect from 3rd Falgun 2064.(15th February, 2008)
|
|
|
 |
 Saving Deposit |
| Saving Deposit NRS. |
3.00 % p.a. |
| EBL Super Saving with min. balance of NRS 10 Lacs |
4.00 % p.a. on daily bal. |
| Saving Premium* |
2.75 % p.a. |
| US Dollar Saving |
2.50% p.a. |
* Interest to be paid on daily balance basis subject to retaining an acceptable level of minimum balance. |
|
|
|
| Fixed Deposit |
| 15 Days to upto 6 months |
5.00 % p.a. |
| Above 6 months to 1 year |
5.50 % p.a. |
| Above 1 year |
5.75 % p.a. |
|
|
| LOAN AND ADVANCES (FUND BASED) |
| 1. |
A. |
Fund Based facilities for Working Capital including Overdraft |
| (against hypothecation of Stock) : |
Prime |
Others |
| • INDUSTRY/TRADING |
9.50 to10.50 |
10.50 to11.00 |
| • CORPORATE/MULTINATIONALS |
8.50 to 9.50 |
|
| B. |
Working Capital SHort Term Loan (Demand Loan) |
|
|
| INDUSTRY/ TRADING/ CORPORATE/ MULTINATIONALS |
8.50 to 9.50 |
9.50 to 10.50 |
| C. |
TRUST RECEIPT LOAN (Import Loan)** |
|
|
| CORPORATE/ INDUSTRY/ TRADING/MULTINATIONALS |
7.00 to 9.00 |
8.00 to 10.00 |
| D. |
TERMS LOANS*** |
| CORPORATES/ OTHERS/ INDUSTRY/ MULTINATIONALS |
8.50 to 10.00 |
10.00 to 11.00 |
| 2. |
EXPORT CREDITS |
|
|
| (Pre-shipment & Post-shipment) |
7.50 to 10.00 |
|
| 3. |
LOAN AGAINST BANK GUARANTEE |
7.50 to 8.50 |
|
| 4. |
LOAN AGAINST BANK'S OWN FIXED DEPOSIT RECEIPT |
plus 1.50-2 % Over Deposit rate |
| 5. |
LOAN AGAINST HMG BONDS |
7.00 to 8.00 |
|
| 6. |
DEPRIVED SECTOR# |
| |
INSTITUTIONS |
5.00 to 7.00 |
|
| |
OTHERS |
8.00 to 10.00 |
|
| 7. |
HIRE PURCHASE (Truck/Bus/Tempo etc.) |
9.00 to 10.50 |
|
| 8. |
LOANS IN NPRS. AGAINST FC DEPOSIT |
6.00 to 7.50 |
|
| 9. |
US DOLLAR LOAN TO EXPORTERS |
2% above LIBOR/NRB guid elines |
|
| 10. |
Other Loans |
9.50 to 11.00 |
|
|
|
| SCHEMATIC LENDING SCHEMES |
** The rate shall depend upon the period of TR booked.
*** For advances under ‘Schematic Lending’ , the rates shall be as per the scheme circulated by Head Office..
# For Loans to Institutions under Deprived Sector , the rates shall be determined by Head Office
|
| For more details and other Banking Services, please click here! |
| Interest Rates of Magh |
| Click here for the rates of interest of this Bank with effect from 20th Magh 2064.(3rd February, 2008) |
| Interest Rates of Poush |
| Click here for the rates of interest of this Bank with effect from 1st Poush 2063.(16th December, 2006) |
| Interest Rates of Bhadra |
| Click here for the rates of interest of this Bank with effect from 1st Bhadra 2062.(17th August, 2005) |
| Interest Rates of Bhadra |
| Click here for the rates of interest of this Bank with effect from 7th Bhadra 2061.(23rd August, 2004) |
| Interest Rates of
Shrawan |
| Click here for the rates of interest of this Bank with effect from
1st Shrawan 2061.(16th July, 2004) |
| Interest
Rates of Baisakh |
| Click
here for the rates of interest of this
Bank with effect from 1st Baisakh 2061.(13th April, 2004) |
| Interest
Rates of Mangsir |
| Click
here for the rates of interest of this
Bank with effect from 1st Mangsir 2060.(November17, 2004) |
| Interest Rates of Falgun |
| Click here for the rates of interest of this Bank with effect from 12th Falgun 2059.(24.02.2003) |
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Services
