22 years of EBL
Forex:

US DOLLAR 1 Buying 102.50 Selling 103.10

GB POUND 1 Buying 131.36 Selling 133.02

SWISS FRANC 1 Buying 102.67 Selling 103.70

AUSTRALIAN DOLLAR 1 Buying 76.38 Selling 77.15

CANADIAN DOLLAR 1 Buying 74.83 Selling 75.59

SINGAPORE DOLLAR 1 Buying 73.12 Selling 73.86

HONGKONG DOLLAR 1 Buying 13.12 Selling 13.25

JAPANESE YEN 10 Buying 9.20 Selling 9.36

EURO 1 Buying 110.82 Selling 111.94

CHINESE RENMINBI 1 Buying 14.81 Selling 14.96

THAI BHAT 1 Buying 2.95 Selling 2.98

KOREAN WON 10 Buying 0.89 Selling 0.91

SAUDI RIYAL 1 Buying 27.22 Selling 27.50

QATARI RIYAL 1 Buying 28.03 Selling 28.31

As per 2017-04-28 | View All

Education Loan

Purpose -Advances to pursue higher education in Nepal as well as abroad.
The finance covers :
-Admission Fee
-Books and stationery
-Instruments required for the course undertaken by the borrowing scholar
-Monthly fees/Tuition fees
-Examination Fees
-Caution deposit/building fund/refundable deposit supported by Institution bills/receipts
-Any other expenses required completing the course like study tours, project work, thesis etc.
-Boarding and lodging expenses
* In case of private accommodations, the reimbursement may be allowed to students up to prevailing charges of recognized Boarding Houses in the area.
Eligibility Nepali Citizens (16-30 yrs)
Max Age limit for higher studies (Doctorate & others): 35 yrs
At least 50.00% marks to be in secured in last qualifying examination from School/College/University recognized by HSEB/ University in Nepal
-Regular source of income of parents
Limit Need Based
The amount of loan shall be co-related to the expenses involved in taking up the course by student and the expected earnings after completion of studies.

-Year-wise limit shall be set up based on total expenses involved in completing the course within the overall limit and payment shall be made directly to respective college.
-The student shall submit yearly progress report of his academic performance to the bank
Margin Nil
Security Collateral security equivalent to 100 percent of the loan amount acceptable to the Bank
-FD covering 100% of the loan amount is also acceptable.
Interest rate Competitive rate
Repayment Repayment shall start one year after the completion of study by the borrower or one-month after getting employment whichever is earlier.
The interest shall be regularly paid on quarterly basis. After the completion of the course, the principal shall be payable in maximum 48 equal monthly installments
"Sanjivani" Education Loan Scheme to Medical Students for MBBS/BDS studies in Nepal
Purpose -Advances to pursue medical studies- MBBS/BDS in Nepal.
The finance covers :
-Admission Fee
-Books and stationery
-Instruments required for the course undertaken by the borrowing scholar
-Monthly fees/Tuition fees
-Examination Fees
-Caution deposit/building fund/refundable deposit supported by Institution bills/receipts
-Any other expenses required completing the course like study tours, project work, thesis etc.
-Boarding and lodging expenses
* In case of private accommodations, the reimbursement may be allowed to students up to prevailing charges of recognized Boarding Houses in the area.
Eligibility Nepali Citizens (18-30 yrs)
At least 55.00% marks to be in secured in last qualifying examination from recognized by HSEB/ University in Nepal
Regular source of income of parents/ guardian (Income to be minimum of 200% of the interest amount.
Limit Maximum Rs. 35.00 Lac for fees and all other costs (includes fees, books, instruments and all other expenses)
A lump sum disbursement of up to 90% of the total fees shall be made to the concerned colleges or upon production of receipt of fees paid by the students/ guardian or on installment basis as per the fee payment structure of the college/institution.

Also, re-imbursement shall be made with confirmation from the college and letter of receipt of fees within 3 months of payment.
Margin student shall submit yearly progress report of his academic performance to the bank 10.00%
Security Collateral security equivalent to 100 percent of the loan amount acceptable to the Bank FD covering 100% of the loan amount is also acceptable.
Interest Competitive rate
Repayment Repayment shall start one year after the completion of study by the borrower or one-month after getting employment whichever is earlier.
The interest shall be regularly paid on quarterly basis.
After the completion of the normal time of the course, the principal shall be payable in maximum 72 equal monthly installments.
Insurance Term Insurance policy for 12 years (non-endowment policy) for the loan amount in the name of the borrower students to be taken.

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