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Progress Report |
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| Commitment to Goals
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| Consistency in Growth |
| Credibility in Performance |
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UNAUDITED FINANCIAL RESULTS (PROVISIONAL)
As at First Quarter 30/12/2064 ( 12/04/2008) of the Fiscal Year 2064/65 |
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| S.No. |
Particulars |
This Quarter |
Previous Quarter (Audited) |
Corresponding previous year Quarter ending |
| 1 |
Total Capital and Liabilities ( 1.1 to 1.7) |
26725852 |
26461943 |
20455190 |
| 1.1 |
Paid Up Capital * |
831400 |
831400 |
518000 |
| 1.2 |
Reserve and Surplus |
1069525 |
953206 |
642079 |
| 1.3 |
Debenture and Bond |
300000 |
300000 |
300000 |
| 1.4 |
Borrowings |
0 |
0 |
0 |
| 1.5 |
Deposits ( a+b) |
22477552 |
22315087 |
17221094 |
| |
a. Domestic Currency |
22061756 |
21952407 |
16392196 |
| |
b. Foreign Currency |
415796 |
362680 |
828898 |
| 1.6 |
Income Tax Liability |
20219 |
82042 |
0 |
| 1.7 |
Other Liabilities |
2027156 |
1980208 |
1774017 |
| 2 |
Total Assets ( 2.1 to 2.7) |
26725852 |
26461943 |
20455190 |
| 2.1 |
Cash & Bank Balance |
3702368 |
3757310 |
1735447 |
| 2.2 |
Money at Call & Short Notice |
900000 |
398000 |
450000 |
| 2.3 |
Investments |
3842882 |
4273297 |
4612689 |
| 2.4 |
Loans and Advances (Gross) |
17281501 |
16968859 |
12946089 |
| 2.5 |
Fixed Assets |
314943 |
236815 |
172295 |
| 2.6 |
Non Banking Assets ( Net of provision) |
- |
- |
- |
| 2.7 |
Other Assets |
684158 |
827662 |
538670 |
| 3 |
Profit and Loss Account |
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| 3.1 |
Interest Income |
1030446 |
665800 |
805324 |
| 3.2 |
Interest Expense |
443663 |
283463 |
377037 |
| |
A. Net Interest Income (3.1-3.2) |
586783 |
382337 |
428287 |
| 3.3 |
Fees, Commission and Discounts |
72939 |
47397 |
51269 |
| 3.4 |
Other Operating Income |
66232 |
62581 |
58227 |
| 3.5 |
Foreign Exchange Gain/Loss ( Net) |
53326 |
7726 |
34574 |
| |
B. Total Operating Income
(A+3.3+3.4+3.5) |
779280 |
500041 |
572357 |
| 3.6 |
Staff Expenses |
92889 |
62658 |
56634 |
| 3.7 |
Other Operating Expenses |
138573 |
100887 |
119273 |
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C. Operating Profit before provision
(B-3.6-3.7) |
547818 |
336496 |
396450 |
| 3.8 |
Provision for possible losses |
67030 |
46133 |
84570 |
| |
D. Operating Profit ( C-3.8) |
480788 |
290363 |
311880 |
| 3.9 |
Non Operating Income/Expenses (Net) |
- |
- |
- |
| 3.10 |
Write back of provision for possible loss |
- |
0 |
4906 |
| |
E. Profit from Regular Activities
(D+3.9+3.10) |
480788 |
290363 |
316786 |
| 3.11 |
Extra Ordinary Income/Expenses (Net) |
- |
- |
- |
| |
F. Profit before Bonus and Taxes
( E+3.11) |
480788 |
290363 |
316786 |
| 3.12 |
Provision for Staff Bonus |
43708 |
26045 |
28799 |
| 3.13 |
Provision for Income Tax |
137680 |
82042 |
90716 |
| |
G. Net Profit/Loss (F-3.12-3.13) |
299400 |
182276 |
197271 |
| 4 |
Ratios |
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| 4.1 |
Capital Fund to RWA |
12.10% |
12.32% |
11.33% |
| 4.2 |
Non performing Loan (NPL) to Total Loan |
0.63% |
0.64% |
0.91% |
| 4.3 |
Total Loan Loss Provision to NPL |
100% |
100% |
100% |
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| * Paid Up Capital iincludes Preference Shares of 34 crore. |
| |
 Progress of Poush |
| Click here for the progress of this Bank with effect from 30th Poush 2064. |
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| Progress of Aswin |
| Click here for the progress of this Bank with effect from 30th Aswin 2064. |
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| Progress of Ashadh |
| Click here for the progress of this Bank with effect from 32nd Ashadh 2064. |
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| Progress of Ashadh |
| Click here for the progress of this Bank with effect from 30th Chaitra 2064. |
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| Progress of Poush |
| Click here for the progress of this Bank with effect from 30th Poush 2063. |
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| Progress of Ashwin |
| Click here for the progress of this Bank with effect from 31st Ashwin 2063. |
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| Progress of Ashadh |
| Click here for the progress of this Bank with effect from 32nd Ashadh 2063. |
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| Progress of Chaitra |
| Click here for the progress of this Bank with effect from 31st Chaitra 2062. |
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| Progress of Poush |
| Click here for the progress of this Bank with effect from 29th Poush 2062. |
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| Progress of Ashwin |
| Click here for the progress of this Bank with effect from 31st Ashwin 2062. |
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| Progress of Ashad |
| Click here for the progress of this Bank with effect from 31st Ashad 2062. |
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| Progress of Chaitra |
| Click here for the progress of this Bank with effect from 31st Chaitra 2061. |
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| Progress of Poush |
| Click here for the progress of this Bank with effect from 29th Poush 2061. |
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| Progress of Ashwin |
| Click here for the progress of this Bank with effect from 30th Ashwin 2061. |
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| Progress of Ashad |
| Click here for the progress of this Bank with effect from 31st Ashad 2061. |
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| Progress of Chaitra |
| Click here for the progress of this Bank with effect from 30th Chaitra 2060. |
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| Progress of Poush |
| Click here for the progress of this Bank with effect from 30th Poush 2060. |
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| Progress of Ashiwn |
| Click here for the progress of this Bank with effect from 30th Ashiwn 2060. |
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