Professional Loan

Purpose
  • Purchase of Equipment used in the profession undertaken.
  • Purchase of furniture, furnishing & fixtures of the office premises
  • Working Capital requirement
Eligibility
  • Nepalese Citizen
  • Individuals/ firms & joint ventures professionals are engaged.
    Medical practitioners including Dentists, Chartered Accountants, Engineers,
  • Construction contractors, Management Consultants and other professionals who are recognized by government.
  • Technically qualified by bank
Limit
  • Upto Rs. 25.00 Lacs
Margin
  • Minimum margin 30%
Interest rate
  • Competitive rate
Repayment
  • 5 yrs including moratorium period of 6 months
Security
  • Hypothecation of fixed assets in favor of bank (existing assets if any)
  • Collateral Security acceptable to bank
Insurance
  • Comprehensive policy as per banks’ clause.

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