Retail Space for Business


  • Financing for Purchase/Construction of shop & showroom/Acquiring of assets for furnishing of self-owned shop & showroom like partition, fixture and furnishing etc/purchase of air-conditioners, other gadgets required for running the business by units/Individuals undertaking business activity.


  • Individuals, Firms (Proprietorship/Partnership), Companies.


  • Need based finance


  • Minimum 40 % on purchase price
  • 25% on cost of furnishing/renovation/equipments

Interest Rates

  • Competitive rate (subject to change)


In case of constructed property: 

  • Mortgaged of the property to be purchased is to be created in bank’s favour.

In case of projects under construction:

  • Mortgaged property, a Tri-partite agreement between the developer, the bank and the Borrower can also be accepted on case to case basis
  • “No Objection Letter /certificate” from project financing bank.
  • Mortgage of alternate collateral of equivalent bank value
  • Upon issuance of title deed of the property financed by us same is to be mortgaged in bank’s favour. 


  • In case of already constructed projects disbursement to be directly made to the seller.
  • Disbursement shall be done in phases as per agreement between buyer and seller in case of under construction projects.


  • Upto 10 years maximum.


  • Comprehensive policy as per banks’ clause.