Operation Related Service Charges
| SNO. | Particulars | Detail | Charges | ||
|---|---|---|---|---|---|
| 1 | Electronic Cheque Clearing | Up to the equivalent of Rs.200,000.00 | NIL | ||
| Local Cheque Above Rs.200,000 | Rs.25.00 per cheque | ||||
| FCY Cheque Rs.25.00 per cheque Express Session Rs. 150/- per cheque Late presentment charge Rs. 250/- per cheque Cheque Return Charges Rs. 250/- per cheque (with the reasons funds insufficient for inward clearing cheques) |
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| 2 | Draft Issue | NPR Draft | 0.10% or min Rs. 100 | ||
| INR. Draft | 0.10.% or min Rs. 100 | ||||
| FC Draft | 0.25% or min Rs. 350 | ||||
| Draft Cancellation | 100 per draft | ||||
| Duplicate Draft | 500 per draft | ||||
| Revalidation of Draft | 100 per draft per Half year | ||||
| Stop Payment charge | 100 per one leaf to 200 for multiple leafs + (swift charge if required) | ||||
| 3 | Speed Remit | For Savings/Current Account Holder:
0.40% or min.Rs.400/- For OD/Loan Account Holders: 0.20% or min. Rs.200/- |
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| 4 | RTGS | For Savings/Current Account Holder:
0.40% or min.Rs.400/- + (Rs. 300/- RTGS charge) For OD/Loan Account Holders: 0.20% or min. Rs.200/- + (Rs. 200/- RTGS charge) |
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| 5 | Banker’s Cheques/Pay Order | Issue | Rs.500 flat | ||
| Cancellation | Rs.500 flat | ||||
| 6 | ABBS (Inter branch charge | No charge up to Rs. 2.00 lac in case of the natural person.
0.1% or minimum Rs. 150/- whichever is higher |
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| 7 | TT charge by swift | INR | 0.20% or min Rs 100/-+ Swift Charge | ||
| FCY | As per FC draft+ Swift Charge | ||||
| 8 | Swift Charge | Rs. 900 | |||
| 9 | Deposit A/cs | Statement of A/cs (First Time)/audit purpose | Nil | ||
| Statement of A/cs (Duplicate) | |||||
| Current /Call/OD | Rs. 50 per leaf | ||||
| Saving | Rs. 10 per leaf | ||||
| 10 | Account Closing Charges | Savings | Rs. 300/- if Account Close within 6 months from account opening. NIL- if Account Close after 6 months of account opening |
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| Current | Rs. 500/- if Account Close within 6 months from account opening. NIL- if Account Close after 6 months of account opening |
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| 11 | Account Balance Certificate: | Account operate up to 1 month | R.1500/- | ||
| Account operates more than 1 month | Rs.1000/- | ||||
| Free to institutions (other than individuals) once in a quarter for audit purpose only | |||||
| 12 | Standing Instructions | Initial noting Rs.200/- &Rs. 50 for carrying out instructions per transaction | |||
| 13 | Good for Payment | Tax & Customs Office | Per instrument: Rs. 500/- | ||
| Others | Rs.2000/-up to Rs.10.00 lacs Rs.5000/-for Rs.10.00 lacs & above |
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| 14 | Locker Rent (Per Annum) | Rs. 2250/- to Rs. 7000/- | |||
| 15 | Replacement of Cheque Book (lost) | Rs.500.00 per occurrence | |||
| Stop Payment (Cheque) | Rs.100.00 per instrument(maximum Rs.500.00 in one instance) | ||||
| 16 | Un-collected Cheque book | after tendering request, if not collected within 1 month | Custody Chg-Rs.50 per book; for each occurrence | ||
| 17 | Un-collected Debit Card | after tendering request, if not collected within 1 month | Custody Chg-Rs.100 per card; for each occurrence | ||
| 18 | SWIFT MT 103 | Inward | Rs.150.00 per message for account credit in Nepali Currency | ||
| 19 | IPS Charges | Inward | Outward | ||
| Upto Rs. 5000/- | Free | Free | |||
| Rs. 5000/- to Rs. 2,50,000/- | 25 | 10 | |||
| Rs. 2,50,000/- to Rs 5,00,000/- | 25 | 25 | |||
| Above Rs. 5,00,000/- | 25 | 100 | |||
| Transaction in FCY | 100 | 100 | |||
| 20 | IPS Other charges | Cancellation/return charge | Rs.200/- | ||
| Roll over fee | As above (if requested from the client) | ||||
| Auto Rejection Fees | Double of above fee (if requested from the client) | ||||
| Archieve fee | Rs. 500/- per transaction | ||||
| Creditor listing fee | Rs. 12000/- per year | ||||
| 21 | Premature withdrawal/Cancellation of FDR | Fixed Deposit/Recurring Deposits | 2% less than the contract date rate applicable for actual period of deposit held with the Bank.
(There are some deposit products where premature cancellation shall not be permitted in such cases the same shall remain unchanged). |
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| 22 | Outward Collection of Cheque/Bills: | Outside Nepal | 0.15% or min Rs.500 + courier charge | ||
| Within Nepal | 0.15% or min Rs. 250 + courier charge | ||||
| 23 | Inward Collection of Cheque/Bills | Inward documentary collection (Not under LC) | 0.15% or min Rs. 500 per set + courier charge | ||
| Documents released free of payment | Min. Rs.1000/- | ||||
| Documents returned unpaid/unaccepted | Min. Rs.1000/- | ||||
| 24 | SMS Alert | Subscription Charge | RS.150.00 | ||
| Annual charge | Rs.150.00 | ||||