Operation Related Service Charges (effective from 15th Kartik, 2076)
| S. No. | Particulars | Detail | Charges | ||
| 1 | CHEQUE BOOK | Cheque Issuance | NIL | ||
| Stop Payment (cheque) | Rs. 100/- per instrument (max. Rs. 500/- per instance) | ||||
| Uncollected Cheque Book | a) Rs. 100/- per book, if not collected within a month.
b) Rs. 100/- upto 20 leaves at the time of destroy after 90 days, additional Rs. 5/- per leaf to be levied beyond 20 leafs |
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| 2 | BANK STATEMENT | First Time/Audit Purpose | NIL | ||
| Duplicate Statement
a) Saving b) CA/CALL/OD |
a) Rs. 10/- per leaf b) Rs. 50/- per leaf |
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| E-statement (statement through email) | Free (through email) | ||||
| 3 | BALANCE CERTIFICATE | Account operated less than 1 months | Rs. 1500/- | ||
| Account operated more than 1 month | Rs. 1000/- | ||||
| Free to institutions (other than individuals) once in a quarter for audit purpose only | |||||
| Reconfirmation | Rs. 500/- per request | ||||
| 4 | ACCOUNT CLOSE | A/c closed within 6 months from account opening | Saving A/C: Rs. 500/-
Current A/C: Rs. 800/- |
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| A/c closed after 6 months from account opening | Saving A/C: NIL
Current A/c: NIL |
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| 5 | ABBS CHARGE | In case of natural person: Transaction upto Rs. 2.00 lac | NIL | ||
| Others | 0.10% or min Rs. 150/- whichever is higher |
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| 6 | BILLS FOR COLLECTION | ||||
|
6.1 |
Outward Bills |
Within Nepal | 0.15% or Min. Rs. 250/-+Courier Charge | ||
| India | 0.15% or Min. Rs. 500/-+Courier Charge | ||||
| FCY | |||||
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6.2 |
Inward Bills |
Inward documentary collection (not under LC) | 0.15% or Min. Rs. 250/-+courier charges | ||
| Cheque/Documents returned | Doc. Returned unpaid/ unaccepted: Rs. 1000/- + postal charge | ||||
| 7 | ELECTRONIC CHEQUE CLEARING | Local Cheque above Rs.200,000.00 | Rs. 25.00 per cheque | ||
| FCY Cheque | Rs. 25.00 per cheque | ||||
| Express Session | Rs. 150/- per cheque | ||||
| Late presentment charge | Rs. 250/- per cheque | ||||
| Cheque Return Charges | Rs. 250/- per cheque
(with the reasons funds insufficient for Inward Clearing Cheques only) |
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| 8 | INTERBANK PAYMENT SYSTEM | ||||
| 8.1 | IPS Charges | NPR Transaction (Others) | NPR Transaction (RTPS) | ||
| Upto Rs. 500/- | Rs. 2/ | Rs. 15/- | |||
| Rs. 501/- to Rs. 5,000/- | Rs. 5/ | Rs.15/- | |||
| Rs. 5,001/- to Rs 50,000/- | Rs.10/ | Rs.15/- | |||
| Above Rs. 50,000/- | Rs.15/ | Rs.15/- | |||
| Transaction in FCY | Rs. 15/- | ||||
| 8.2 | IPS Other Charges | Cancellation/return charge | Rs. 100/- | ||
| Roll over fee | As per Transaction free | ||||
| Auto Rejection Fees | Double of above fee | ||||
| Archieve fee | Rs. 200/- per transaction | ||||
| Creditor listing fee | Rs. 10000/- per year | ||||
| 9 | FD PREMATURE | Premature withdrawal/ Cancellation of FDR | a) Premature cancellation of FD before 3 months, no interest shall be paid upto 29 days.
b) After 29 days, lowest interest rate on published card rate of Call A/c for deposit period till 3 months. c) In other cases, 2% less than the contract date rate applicable for actual period of deposit held with the Bank or Call Deposit rate for FD receipt. |
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| 10 | FCY note deposit in FCY Account | Less than 50 denomination: 0.5% of the face value (as per NRB) | |||
| 11 | Standing Instruction | Initial: Rs. 200/- p.a. | |||
| 12 | NRB CHEQUE | Issuance | Rs. 500/- per instrument | ||
| Cancellation | Rs. 500/- per instrument | ||||
| 13 | GOOD FOR PAYMENT | Tax/Custom office | Rs. 500/- per instrument | ||
| Others: | a) Upto Rs. 5.00 lac –Rs. 500/- per instrument
b) Upto Rs. 10.00 lac: Rs. 1000/- per instrument c) Rs. 10.00 lac & above: Rs. 2500/- per instrument |
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| 14 | REMITTANCE | Cancellation | Rs. 250/- per instrument | ||
| 14.1 | DRAFT ISSUANCE | Local | 0.1% or Min. Rs. 100/- | ||
| INR: | 0.1% or Min. Rs. 100/- | ||||
| FCY | 0.25% or Min Rs. 350/- | ||||
| Duplicate draft | Rs. 500/- per draft | ||||
| Cancellation | Rs. 100/- per draft | ||||
| Revalidation | Rs. 100/- per draft (half year) | ||||
| Stop Payment | Rs. 100/- per one leaf to 200 for multiple leafs + (swift charge if required) | ||||
| 14.2 | TT/SWIFT | Outward Remittance/TT/Swift | Local: Rs. 250/- | ||
| INR : 0.2% or Min. Rs. 100/-+swift charge | |||||
| FCY: 0.25% or Min. Rs. 350/-+swift charge | |||||
| Inward Remittance | MT 103: Rs. 150/- per message for account credit in Nepali currency.
Transfer to other banks: Rs. 500/- |
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| “OURS” charges | As per the corresponding bank’s charge | ||||
| Cancellation charges | NA | ||||
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14.3 |
SPEED REMIT
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Saving/Current A/c Holder | 0.25% or min. Rs. 300/- | ||
| OD/Loan Account holder | 0.20% or min. Rs. 200/- | ||||
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14.4 |
RTGS |
Saving/Current A/c | 0.25% or Min. Rs. 300/-+RTGS Rs. 300/- | ||
| OD/Loan Account Holder | 0.20% or min. Rs. 200/-+RTGS charges Rs. 300/- | ||||
| 15 | LOCKER | Locker Rent
Size A Size B Size C Size D Size E Size F |
Annual Charges
Rs. 2500/- Rs. 4000/- Rs. 5000/- Rs. 6000/- Rs. 7000/- Rs. 8000/- |
Security Deposit
Rs. 15000/- Rs. 15000/- Rs. 20000/- Rs. 20000/- Rs. 25000/- Rs. 25000/- |
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| Breakage | Actual Cost | ||||
| 16 | EBANKING | Annual Charges | Free | ||
| Reset/Password regeneration | Rs. 100/- | ||||
| Mobile No. Modification/linking new account | Rs. 100/- | ||||
| 17 | MBANKING | Subscription | Free | ||
| SMS | Rs. 200/- (subscription charge)
Rs. 200/- (annual charge) |
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| Mobile No. Modification/linking new account | Free | ||||
| Repin generation | Free | ||||
| 18 | ASBA/CASBA | Rs. 20/- per application | |||
| 19 | OTHER CHARGES | CCTV footage retrieval charge | a) Rs. 500/- per request- view only (required HO approval)
b) Rs. 1000/- per request- for footage (required HO approval) No Charge, if request received is from law enforcement agencies (subject to disposal byelaws). |
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| Old document/Record Retrieval Charges | a) Rs. 200/- after 6 months
b) Rs. 500/- after 1 year No Charge, if request received is from law enforcement agencies (subject to disposal byelaws) |
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| DR/CR advice (duplicate) | Rs. 50/- | ||||
| 19.1 | Manager’s Cheque/Pay Order | Issuance of Cheque | Rs. 500/- flat | ||
| Cancellation of MC | Rs. 500/- flat | ||||
| 19.2 | Other Certificates | Advance Payment Certificate | Rs. 300/- per certificate | ||
| FDI Certificate | Rs. 1000/- per certificate | ||||
| CMS/ECMS | Case to case basis upon approval | ||||
| Any other certificate | Rs. 500/- per certificate | ||||
| 20 | COMMUNICATION CHARGES | ||||
| 20.1 | SWIFT | Domestic | Rs. 500/- | ||
| International | Rs. 900/- | ||||
| 20.2 | COURIER CHARGES | Domestic | Rs. 100/- | ||
| India | Rs. 200/- | ||||
| Other SAARC countries | Rs. 500/- | ||||
| Other Countries | Rs. 1500/- | ||||
| 20.3 | POSTAL CHARGES | Domestic | Same as courier charge except for postal charges for domestic which shall be Rs. 50/-. | ||
| India | |||||
| Other SAARC countries | |||||
| Other Countries | |||||